Client Centered Financial™

We have a single-minded devotion to helping our clients accomplish their goals and purposes in life.


By delegating their financial concerns to us, our clients have more time to enjoy their lives, spend time with their families and do things they find most rewarding. Most of our clients are here in Vermont, and we also work with clients elsewhere in New England. We are licensed in a number of states so we can continue to serve the needs of clients who have moved away from this area.


Jim Hedbor, Raina Donahue and Daniel Streeter are experienced at working with you and your advisors to best serve your interests.



James D. Hedbor, Raina M. Donahue and Daneil J. Streeter are Registered Representatives and Investment Advisor Representatives of Equity Services, Inc.  Securities and investment advisory services are offered solely by Equity Services Inc., Member FINRA/SIPC, Broker/Dealer and Registered Investment Adviser, 354 Mountain View Drive, Colchester, VT 05446; 802-864-6819.  Client Centered Financial is independent of Equity Services, Inc. 


 



 


 

 
Learning Center
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    Articles

    Educate yourself on a variety of financial topics.

  • Calculators

    Calculators

    A host of financial tools to assist you.

  • Newsletters

    Newsletters

    Timely Newsletters to help you stay current.

  • E-Seminars

    E-Seminars

    Animated presentations to help you learn and decide.

  • Glossary

    Glossary

    Financial terms from A to Z.

  • Tax Library

    Tax Library

    Manage your taxes and prepare for the upcoming tax season.

Calculators

Lease Interest

What's the interest rate on the lease you're considering?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

More Calculators →

Newsletters

Testing Your Liability Limits

This quiz tests the reader’s understanding of personal liability.

Estate of Emergency?

To help ensure that an estate is distributed according to one's wishes, it’s important to have certain legal documents in place.

Protect Your Downside

When the economy takes a turn for the worse, bond mutual funds offer investors a chance to diversify their holdings and dampen risk.

Increase Your Protection

If your net worth exceeds the amount of liability coverage provided by your homeowners and auto insurance policies (each usually tops out somewhere between $300,000 and $500,000), you might want to consider an umbrella liability insurance policy.

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Market Watch