Client Centered Financial™

We have a single-minded devotion to helping our clients accomplish their goals and purposes in life.


By delegating their financial concerns to us, our clients have more time to enjoy their lives, spend time with their families and do things they find most rewarding. Most of our clients are here in Vermont, and Minnesota, and we also work with clients elsewhere in New England and around the country. We are licensed in a number of states so we can continue to serve the needs of clients who have moved away from this area.


Jim Hedbor and Daniel Streeter are experienced at working with you and your advisors to best serve your interests.



James D. Hedbor and Daniel J. Streeter are Registered Representatives and Investment Advisor Representatives of Equity Services, Inc.  Securities and investment advisory services are offered solely by Equity Services Inc., Member FINRA/SIPC, Broker/Dealer and Registered Investment Adviser, 354 Mountain View Drive, Colchester, VT 05446; 802-864-6819.  Client Centered Financial is independent of Equity Services, Inc. 


 



 


 

 
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Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

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Newsletters

HOT TOPIC: Social Security and Medicare in Crosshairs

An entitlement crisis has been looming on the horizon for several years. Unfortunately, according to the latest reports from the trustees of the Social Security and Medicare trust funds, a spike in unemployment has helped to hasten the arrival of these programs’ insolvency.

Never Too Old—or Too Rich—to Consider Life Insurance

There are many possible reasons to consider owning life insurance, even if you have convinced yourself that it's no longer necessary in your situation.

Good Care Begins Early

Ironically, people who avoid important discussions because they don’t want to be a burden are sowing seeds for even greater troubles because they are forestalling preparation and ignoring the risks associated with aging, possibly until it’s too late.

An Extra Layer of Protection

Umbrella liability insurance can help protect a family from the financial ruin that a civil liability trial could bring.

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Market Watch